Technical Expertise & Business Acumen

Some people think that automated credit decisioning has been around for so long that we have reached an end-state with regards to tools and sophistication.

Nothing could be further from the truth.

New AI/Machined Learned models are changing our ability to predict outcomes. Cloud technology and model refinement workstreams allow credit grantors to build and monitor models more easily. Internal and external data is being used more than ever for both the credit granting and KYC (Know Your Customer) fraud decisions. Rules engines are being leveraged not just for the credit and fraud decisions but to control the entire workflow.

Lastly, there is innovation on the loans themselves. Some companies set themselves up as lead generators allowing consumers to shop offers before choosing a lender. New techniques can be used to generate alternative offers.

Major players will be defined on this ever changing landscape at the intersection of data, modelling, decisioning and regulations. Are you ready?

Accorti Consulting has 20+ years in the credit and fraud decisioning space. Let us be your guide to better outcomes.